Great for catalog, home-based businesses, and inbound and outbound telesales, anytime your customer is not present when you process the sale. In these "card-not-present" situations, you manually enter your customer's credit card with one of our flexible solutions.
Easy-to-Use, Flexible Solutions
There are two main ways to process card-not-present transactions:
- Use a Terminal: If your business does a mix of face-to-face and card-not-present sales, use a terminal. You can manually key-in credit information, yet still be able to swipe cards and qualify for the lower, card-swiped rates.
- Use Your PC: Turn your PC into a "virtual" terminal with card-processing software, such as our Internet Gateway software or QuickBooks Financial Software, both FREE when you get an Innovative merchant account.
For more information about these options, see our Products section. No matter which option you choose, youÍll get set up quickly with a robust card processing solution.
Integration with QuickBooks
Are you a QuickBooks user? With just a few clicks of the mouse our solutions automatically download transactions into your QuickBooks. Eliminate the need to record your sales data by hand.
Well get you up-and-running quickly and easily:
- Fast Approval: Apply in only five minutes through our online form or by calling (866) 350-3200. And we approve 98% of all applications.2
- Low Start-Up Costs: We'll give you virtual terminal software3 — and QuickBooks — for FREE. Want a terminal instead? We work with major equipment manufacturers to offer you discounted rates and speedy delivery. We'll even reprogram your existing one for FREE!1
- Keep Your Bank Account: Your money will be automatically deposited into your existing bank account usually within 2-3 business days.
Have Questions?
We have fast, friendly support! Our LIVE Merchant Experts are available 24/7/365 and answer every call within 30 seconds.




