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Recieve QuickBooks Software FREE With Your Merchant Account
FREE Bank Application.

FREE Reprogramming.1 Wholesale Pricing on Credit Card Terminals.

FREE Rate Review2
Credit Card Processing Integrates with QuickBooks Software.
FREE Terminal or Mobile Phone and FREE QuickBooks Software. A $549.99 Value
From the makers of QuickBooks, Quicken, and TurboTax.
FREE QuickBooks Offer

OverviewFeatures and Benefits

Low-Cost Solutions for Phone, Fax, and Mail Order

Great for catalog, home-based businesses, and inbound and outbound telesales, anytime your customer is not present when you process the sale. In these "card-not-present" situations, you manually enter your customer's credit card with one of our flexible solutions.

Easy-to-Use, Flexible Solutions

There are two main ways to process card-not-present transactions:

  • Use a Terminal: If your business does a mix of face-to-face and card-not-present sales, use a terminal. You can manually key-in credit information, yet still be able to swipe cards and qualify for the lower, card-swiped rates.
  • Use Your PC: Turn your PC into a "virtual" terminal with card-processing software, such as our Internet Gateway software or QuickBooks Financial Software, both FREE when you get an Innovative merchant account.

For more information about these options, see our Products section. No matter which option you choose, youÍll get set up quickly with a robust card processing solution.

Integration with QuickBooks

Are you a QuickBooks user? With just a few clicks of the mouse our solutions automatically download transactions into your QuickBooks. Eliminate the need to record your sales data by hand.

Well get you up-and-running quickly and easily:

  • Fast Approval: Apply in only five minutes through our online form or by calling (866) 350-3200. And we approve 98% of all applications.2
  • Low Start-Up Costs: We'll give you virtual terminal software3 — and QuickBooks — for FREE. Want a terminal instead? We work with major equipment manufacturers to offer you discounted rates and speedy delivery. We'll even reprogram your existing one for FREE!1
  • Keep Your Bank Account: Your money will be automatically deposited into your existing bank account usually within 2-3 business days.

Have Questions?

We have fast, friendly support! Our LIVE Merchant Experts are available 24/7/365 and answer every call within 30 seconds.

Or Call Us at (866) 350-3200!

1 Not all existing terminals can be reprogrammed. A new purchase may be necessary. Terminals are available separately to lease or buy. Please call (866) 350-3200 for details.

2 Three months of transaction statements required. We will review your rates from your current provider and try our best to meet or beat your current rates. Call (866) 350-3200 for details.

3 2004 Federal Reserve Payment Study

4 August 2004 User Study

Application approval is required. Fees apply. Terms, conditions, features, pricing, support and service options are subject to change without notice. Innovative Merchant Solutions is a registered agent of Innovative Bank, Oakland, California

Transactions are subject to Association guidelines. Additional fees apply when accepting American Express, and Discover cards.

Free Terminal or mobile phone has additional fees call or click apply and a professional consultant will call you back.